New Job Checklist
Starting a new role or career change.
5 expert-curated steps · Organized by urgency · Free preview below
What most people ask first
What benefits should I choose?
How do I set myself up for success?
What changes financially?
Research and select your benefits package carefully
Health insurance, 401k match, HSA/FSA, dental, vision, life insurance, disability. Compare options before the enrollment deadline.
Why this matters: Benefits are a huge part of your total compensation. Bad choices here cost thousands per year.
Roll over retirement accounts from previous employer
Transfer your old 401k to your new employer's plan or an IRA. Don't cash it out — the tax penalty is brutal.
Why this matters: Leaving old accounts behind means losing track of money. Cashing out costs 10% penalty + income taxes.
Set 30-60-90 day goals
Plan what you want to learn, accomplish, and build in your first three months. Share it with your manager.
Why this matters: Early performance sets the tone for your entire tenure. Having a plan shows initiative.
Adjust your budget to your new income
Update your spending plan before lifestyle inflation kicks in. Increase savings and retirement contributions.
Why this matters: Most people increase spending to match income within 3 months. Planning prevents this.
Update your family calendar with new schedule
Block commute time, recurring meetings, and family time. Share with your partner.
Why this matters: Work-life balance starts on day one. Your family needs to know your availability.